Children’s Toy

2008 was a rough year. Jim had plans to build his home for 3 years, but after he spent his entire savings to start building, it was too late to recognize that it cost more than he had. When Jim filed bankruptcy, he and his son packed only what they needed, leaving memories that weren't yet made.
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This is a theoretical possibility that I thought up -- something that may or may not have happened; a story based on a photo I took.